Driving Without Insurance

In Missouri, it is illegal for an individual to drive a vehicle without insurance. During a traffic stop — for speeding, reckless driving, drunk driving, etc. — if the driver fails to show proof of insurance, he or she may face serious consequences:

• Points on license: Driving without insurance will lead to four points on your license. Too many points (eight within 18 months) can lead to license suspension.
• Order of supervision: This may be done to ensure that the driver is maintaining auto insurance.
• License suspension: The driver’s license may be suspended for a specific period of time.

Going forward, the driver must show proof of insurance to the Department of Revenue for a period of three years. Failing to show proof of insurance during this time can lead to an additional period of license suspension.

At Kelly, Reed & Jansen, LLC, we understand how frustrating the effects of a conviction can be. We work aggressively on behalf of individuals facing any criminal charge as well as those being accused of driving without auto insurance.