Kansas City Lawyers Helping People Through The Bankruptcy Process
If you are feeling overwhelmed by debt, you are not alone. The good news is relief may be available. Filing for bankruptcy protection can help provide you with the fresh financial start you need and deserve. Although many people have concerns and misperceptions about the bankruptcy process, the fact is filing for this type of protection can protect a number of your assets from creditors and enable you to start rebuilding your credit record.
At the law firm of Kelly, Symonds & Reed, LLC, our Kansas City attorneys have been serving the needs of our community’s residents for more than a decade. Allow us to put our experience to work for you so you can start a new chapter in life. Contact us online or call 816-347-1818 to schedule a free initial consultation to discuss your situation.
Finding The Debt Relief Option That Is Right For You
In general, there are two main options for individuals when it comes to filing for bankruptcy. A Chapter 7 filing will effectively discharge all of your unsecured debt as soon as it is approved. However, there are income restrictions when it comes to qualifying for this form of relief. Our lawyers can review your financial situation and let you know whether you are likely to pass the means test necessary to be eligible for Chapter 7 bankruptcy.
Chapter 13 bankruptcy enables you to reorganize your debt. You will be put on an affordable repayment plan which lasts from three to five years, at the end of which most remaining debt will be discharged. There are no income requirements in order to qualify for Chapter 13. However, if you have applied for Chapter 13 in the past, a certain number of years must pass before you can seek Chapter 13 protection again.
Put An End To Creditor Harassment. Contact Our Attorneys.
A bankruptcy filing will put an automatic end to creditor harassment and wage garnishment, and can be the first step to putting you on more solid financial ground. To learn more, contact us online or call 816-347-1818.
We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.